Aadhar, Aadhar Enabled Payment System, AePS, Bottom of the Pyramid, E-KYC, Financial Inclusion, FinTech, Fintech & Payments, MFI, Micro Finance Institution, Unified Payment Interface (UPI)

Digitalisation in MicroFinance Institutions have more problems than just Systems : Manage People, Process & Practices.

How can #MicroFinanceInstitutions  get benefitted with Digitalisation & #FinTech : 1. Use Aadhar number and EKYC to onboard customers 2. Use  #Aadhar number for Credit check unless you have taken Voter Id number as identifier,  even if you have done it link voter Id numbers with Aadhar numbers as one time activity 3. #UPI/Aadhar number… Continue reading Digitalisation in MicroFinance Institutions have more problems than just Systems : Manage People, Process & Practices.

Unified Payment Interface (UPI)

UPI 2.0 and Pay Through EMI Option..

Can UPI 2.0 - With "Pay through EMI" option increase the "Loyalty of a Customer" with an Outlet ? Be it with restaurants, Stores etc . If I am a regular customer to a restaurant, they are more likely to offer me pay by EMI option through UPI than any walk in? Can companies like… Continue reading UPI 2.0 and Pay Through EMI Option..