Blogs Neither All Automations are Good, nor all Frictions are Bad – Digital Payments How Long Does a Wire Transfer Take? Re-Define Collateral in Digital Lending and Economy. Youngsters are Digitally Rich than Asset Rich. Cheapest Ways to Send Money Internationally Relationship between Digital Lending, Smart Phone Battery, and Electricity. New Umbrella Entity (NUE) guideline by RBI, Competition at What Cost ? What is RBI regulated NBFC Account Aggregator (AA) & how it will impact/disrupt different industries Panel Discussion on FinTech for Inclusion in Microfinance. Digital KYC & Payments. Panel Discussion cum Masterclass on “Importance of data in underwriting a Micro Finance loan” Arogya Setu App and Distance/Contactless Digital Payment. APAC Digital Banking Report High-Tech ChatBot baby, bank. Payment is a reflection of your Personality If I can open a Bank account online why can’t I close it Online ? Bharat Bill Payment System (BBPS) for Microfinance Institutions (MFIs). Session on Digital Payment and FinTech at IIM Lucknow. Bad UI UX, close the bank account, credit card and Switch. Single or Double Factor Authentication for Card Present transactions. Don’t force sell, please. Digital Finance South East Asia Report NBFCs must be allowed to issue Credit Cards. Why ?? Revolut in India, will it disrupt or join the Cashback war? TikTok, Youtube and Lending. Is there a synergy? Cash (ATM) Or Digital. Should we wait for people to accept digital or make it happen? Do not offer standard UI to Expert and Novice. Efficient Payment, Inefficient Refunds. Can we improve? Enough of Digital Payment Tools in India. Now we need following.. Video, Vernacular and Voice (3Vs) next big things to focus on Apple Card in India. Cheque Vs. UPI to open new bank account. FinTech for Inclusion – Why do we need to think of Mr. Ramesh Sahu while designing. Half baked Digital Transformation FinTech for Inclusion, are we designing for beyond tier 1 and 2 ? Gamification in Banking and Financial Services. Delivering Depositors’ Education and Financial Literacy Training at Rural Location in Uttar Pradesh. Banking Points at Indian Railways Platforms. Can we think out of the box please. What I did in 2018? “Even branch staff are illiterate about Digital Payments” Sample_CKYCR CERSAI_Piyush Singh. For training purpose. Rural India is asking, why to go Digital? What’s in it for Me? Digital Signature Certificate to Open bank accounts, Loans etc Banks must learn to deal with Install & SwipeUnistall generation. BlockChain use-case Rice field to Trade finance. Despite relaxation, why is Tap and Pay not picking up in India? Why card transaction uptake is low in India? Aadhaar Vs. Google in India Industry 4.0 and immediate challenges Why women don’t use Banking and Digital transaction tool/channel a lot Conducted 2 days of Design Thinking workshop for Faculty and Students Privacy and Data protection defaulters must and will be punished. FinTech training to top Management and IT heads of Micro Finance Institutions, in India. Bank Customers’ loyalty reducing to a few Mbs (Mobile space) P2P lending China Vs. India, have we learnt a lesson? Customer data protection, should banks own it? Mobile phone as Financial Freedom device than entertainment. Who will own the customers, Banks or FinTechs? QR code for India, opening new avenues. Workshop on FinTech and Digital Financial services by Piyush Singh Its good if COD is stopped for e-commerce companies. FinTech & Law : Payment Systems – By CA Nirmal Ghorawat KYC to UYC, should we move one step ahead now? Why Lending must not be like a normal Product purchase and only digital.. Disputed Digital Payments, can it be a business model, or a roadblock? Visiting Card as Payment Instrument.. Emotions in Product design, a case of Financial products. #CreditScore Vs. #SocialScore in Rural areas and low ticket size loan. Why have we decided to push poor people to high lending rates and exclusion? Exploring state of Digital Payments in 9 states across India.. BCs as ASFA (Accredited Social Financial Activist) similar to ASHA for rural locations. A digital dilemma for rural customers. Blockchain in Life Insurance can save a lot of field survey cost and moral hazard instances. Future of FinTech (Payments) in India. It’s Interesting and will grow.. High Tech aspirer banks, Fix your Basics first.. RuPay giving tough fight to VISA and Master Card in India.. How to retain the share? Does Digital Transformation means putting Lipstick on the Pig? Going Digital with physical legacy ?? Digital Transformation, Don’t miss out on People and Technology balance Contactless Authentication the Next Authentication Model.. Improve on Chargeback policy than offering Cashbacks. Blockchain Vs. Babudom Indian Banks.. Businesses of the Future.. What if a Loan is denied by the Machine but Approved by the officer? Who overrides & Who Owns? Industry 4.0 / 4th Industrial Revolution. Are we ready to thrive or waiting to be extinct ? Where is the next market, for FinTech and Financial Service Providers. CKYCR by CERSAI, what does it mean for Institutions and Customers of Financial Services. Is India moving too fast in Technology for Bharat to catch up? Design Thinking and Reasons for Me-Too products. Is Me-Too a long run game? As Judge in the Hackathon of NSIT, Dwarka Delhi college. Do we have #NaturallyIntelligent Banking and FSP systems in place, before talking about #ArtificialIntelligence? Cost of continuous change in Technology and Regulations, is it Good or Bad for the Industry? RegTech will soon catch up with its big brother FinTech. Is it round the corner? Easy credit a help or evil.. Google Tez with UPI Vs Whats App with UPI. Whats App can be a winner and survivor. Digitalisation & Cashless economy has to fight with Status Quo and Mentality than with System and Policies Good borrowers must be incentivised, and must not cross subsidise bad borrowers.. A Compilation of My top 58 Linkedin Posts, Ideas and Innovation (2017 – Till Date) on Past, Present and Future of; FinTech, Payments, and Digitalisation. GSTN and Flow Based Lending simplified.. New age banking and Next Generation Catch.. Open API banking, and Data Democracy.. Ling Shou Tong by Alibaba in China..