Arogya Setu App and Distance/Contactless Digital Payment.
With ArogyaSetu App being pushed and adopted widely in India. I am expecting contactless DigitalPayments like UPI and BharatQR code-based payment if not NFC, to be part of the app […]
APAC Digital Banking Report
Free report download from Below. APAC digital banking
High-Tech ChatBot baby, bank.
I won’t take the name, but a private bank has developed a #ChatBot with a nice name. So whenever you call their call centre, after a few IVR options the […]
Payment is a reflection of your Personality
“”#Payment is a reflection of your Personality. What you Pay for and Where you pay, through #Currency, #Time and #Data, defines who you are, your Beliefs, Motivation, Fears, and Reality […]
If I can open a Bank account online why can’t I close it Online ?
When I can open a #Bank account online, why can’t I close it Online? Few PSU banks state that if I close my bank account within 1 year of opening […]
Bharat Bill Payment System (BBPS) for Microfinance Institutions (MFIs).
Exploring business model with National Payments Corporation of India (NPCI) to bring #NBFC Microfinance Institutions (MFIs) on Bharat Bill Payment System #BBPS. It will give #MFIs the option to get […]
Bad UI UX, close the bank account, credit card and Switch.
I have decided to close my bank Account/#CreditCard/Uninstall an App which will have/has a messy user interface, illogical and lengthy login and reset password process etc. To my surprise, many […]
Single or Double Factor Authentication for Card Present transactions. Don’t force sell, please.
Why is the #FinTech world so excited to remove 2FA from digital payments? Just because it will help in faster payments? What about the payment from a stolen card? We […]
Digital Finance South East Asia Report
Access the complete report from here. Digital Finance South East Asia
NBFCs must be allowed to issue Credit Cards. Why ??
When #NBFCs can lend, why are they not allowed to issue a credit card, in partnership with #VISA, #MasterCard or #RuPay? Its just a different form factor of using the […]
Revolut in India, will it disrupt or join the Cashback war?
#Revolut is planning to explore the Indian market next year and has already started hiring for a few roles. Will it change the game, or their branchless magic won’t work in […]
TikTok, Youtube and Lending. Is there a synergy?
Un-related business growth. #TikTok / #YouTube and #Lending. Will a user who is now addicted to make Tiktok/YouTube videos, take a loan for set up/mobile device/any other equipment required to […]
Cash (ATM) Or Digital. Should we wait for people to accept digital or make it happen?
Cash(ATM) or Digital? The dilemma is, whether we should have more number of #ATMs and #CashInCirculation (CIC) to serve the rural and non-digital customers or to have lesser of these […]
Do not offer standard UI to Expert and Novice.
We are moving towards industry 4.0, but for #DigitalFinancialServices we are still producing mass market and off the shelf products with very less customisation and personalisation. Can we customise UI […]
Efficient Payment, Inefficient Refunds. Can we improve?
We have been focusing and pushing for #InstantPayment and transfers, and to much extent we have achieved it as well. But what about instant #Refunds? Why does it get delayed […]
