FinTech, Flow based lending, GSTN, Lending, SME

GSTN and Flow Based Lending simplified..

#GSTN can be a great platform for “#CashFlow Based Lending”. #FinTech companies especially in SME lending can start creating products around it.

Any Small and Medium Business can choose to share their all or selective business data through GSTN APIs with a Lending Institution, and can get their #FlowBased credit underwritten.
This will help SMEs to get working capital loan on the Go.
And combining this with #ENACH & #ESign will make the flow much smoother.

Waiting for #UPI 2.0 to go live, E-Sign to gain momentum and Financial Institutions to Open Up with their APIs and other Support to new age companies.

Financial Institutions must Play on the business Volume and Support the new players and ecosystem, because #Totalitarian approach will not work in Financial Services Industry for Long…

Your Thoughts Please..

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