Mr. Henry Ford must be happy with FinTech and Current Banking.

As per the Quote. Has the Revolution started through  #FinTech? Is it right to say #Banks design #Products for Bankers than for #Customers? Will banks start to understand what Mr.  Henry Ford said as a #Customer and offer customised products for different segments than a #Fit4All product and explain it to them?
I think because of complex products and service delivery, people say, #GAFA (Google, Amazon , Facebook, Apple) can do better work in Financial Service delivery than Banks. Banks will have to stretch themselves more, else profit margins will deplete because now #FinTechs are becoming the Customer facing entities, and banks will become #Warehouses only.